- IOL. Intraocular Lens implant. Implanted to improve vision after cataract surgery.
- PHILHEALTH. Philippine Health Insurance Corporation. First Payor. If cataract surgery is pre-approved, Philhealth provides coverage of 16,000 pesos.
- HMO. Health Maintenance Organization. Second Payor. Provides coverage, after Philhealth, for the rest of the hospital bill, and professional fees. If Philhealth is not available, the HMO usually requires the individual to shoulder the Philhealth coverage of 16,000 pesos. An IOL is usually not covered, and is paid out of pocket.
- MONOFOCAL. An intraocular lens which provides a correction for a single point of focus, usually far. It does not correct for astigmatism. If used for far correction, the individual must use reading glasses all the time
- TORIC. An intraocular lens used to correct for astigmatism. Astigmatism is a type of refractive error in which the eye does not focus light evenly on the retina, resulting in distorted or blurred vision at all distances.
- MULTIFOCAL. An intraocular lens which provides correction for all distances (far, intermediate, near). Provides around 90% spectacle independence in the real world setting. One may need to use prescription glasses for 10% of the time (small print, low light conditions, bright light conditions).
- PRESBYOPIA. Presbyopia is a condition associated with age. As people age, the lens becomes harder and less elastic, making it more difficult for the eye to focus on close objects. Presbyopia correcting IOLs, e.g. multifocal IOLs, provide correction for all distances. See MULTIFOCAL.
- ADDON. A second intraocular lens implant inserted in an anatomic space called the sulcus, in front of an existing intraocular lens placed in the capsular bag. It may correct for post-operative spherical refractive errors, astigmatism, and presbyopia. The SML, Scharioth Macula Lens, is a Low Vision implant useful for patients with age -related macular degeneration or other maculopathy (central vision problems).
- NON-ASPHERIC (SPHERICAL). A spherical intraocular lens can induce minor optical imperfections called higher-order aberrations (HOAs), which can affect quality of vision, particularly in low-light conditions such as driving at night.
- ASPHERIC. Premium aspheric IOLs approximate the shape and optical quality of the eye's natural lens, and provide sharper vision, especially in low light conditions and for people with large pupils.
HOW TO USE THE TABLE
- Choose the CASH column if you have no insurance and are paying 100% out of pocket.
- Choose the CASH + PHILHEALTH column if you have PHILHEALTH. This is your total bill minus 16,000 pesos paid by Philhealth.
- Choose the CASH + PHILHEALTH + HMO column if you have both PHILHEALTH and HMO/Insurance. The amount shown here is basically the cost of the intraocular lens implant, which is paid out of pocket.
- Choose the MONOFOCAL row if you would like far correction only. You are willing to wear reading glasses all the time.
- Choose NON-ASPHERIC if your astigmatism is less than -0.75D and you don't require excellent quality of vision at night.
- Choose ASPHERIC if your astigmatism is less than -0.75D and you require excellent quality of vision at night.
- Choose TORIC if you have astigmatism greater than -0.75D.
- Choose the PRESBYOPIA row if you would like to have correction for all distances (far, intermediate, near) in order to be less dependent on glasses. You understand that you will be spectacle free for 90% of the time in the real world setting. You are willing to wear prescription glasses for small print, low light conditions, and bright conditions.
- Choose MULTIFOCAL if your pre-operative astigmatism is less than -0.75D.
- Choose TORIC if your pre-operative astigmatism is greater than -0.75D.
- Choose the ADDON row, if you had previous cataract surgery, and have an unacceptable post-operative refraction.
- Choose SPHERICAL if you have a significant spherical error and would like to have clearer distance vision.
- Choose TORIC if you have significant astigmatism and would like to have clearer distance vision.
- Choose MULTIFOCAL if you have acceptable distance vision, but would like to say goodbye to reading glasses.
- Choose SML if you have low vision due to age-related macular degeneration, and would like to have magnification for your your near vision requirements in your non-dominant eye.
COLUMN + ROW
The intersection of the COLUMN and the ROW that you have chosen is the amount that you have to settle for your cataract surgery.